When I was one-and-twenty
 I heard a wise man say,
 "Give crowns and pounds and guineas
 but not your heart away;
 Give pearls away and rubies
 but keep your fancy free."
 But I was one-and-twenty,
 No use to talk to me.

When I was one-and-twenty
 I heard him say again,
 "The heart out of the bosom
 Was never given in vain;
 'Tis paid with sighs a plenty
 And sold for endless rue."
 And I am two-and-twenty,
 And oh, 'tis true, 'tis true.